How to Choose Medical Insurance guide ?

Sunday, January 3, 2010

Why is It Vitally Important to Buy a Travel Medical Insurance When Booking a Trip

Recent SARS and bird flu threats have also been urging travelers and vacationers to seriously consider to buy a travel and medical insurance. Travel Insurance types and prices defer from one travel insurance provider to another.

The Insurance types you will need on a trip are reviewed below :
Last Minute Cancellation Insurance

With the last minute cancellation and/or interruption insurance you will get coverage on non-refundable deposits you had made when you bought your travel insurance. Read the fine print on the policy carefully when buying this insurance. You should discuss your personal needs with your insurance agent before buying it.
Medical Insurance
Buying health and medical insurance must be considered as an important part of your travel budget.

Comprehensive Insurance Policy
This policy generally covers emergency medical transportation and trip cancellation and interruption, plus other needs you would expect. This insurance costs 5 to 7 percent of the total cost of the trip. What types of insurance policies do we need for a full protection?

The Essential Insurance Types offered by most providers are Travel, Last Minute, Medical, Health, Life, Hotel, Cruise, Air, Vacations, Luxury, car insurance, sports, and Spa Insurance policies.

Some companies provide policies for students, backpackers, cheap travel, holiday insurance, long stay, international, family travel, single travel, annual travel, annual multi-trips, and more. Most Travel Insurance policies cover Luggage Loss, too.

But you should definitely ask about what's covered and what's not when choosing Travel Insurance Policy to buy. When choosing a travel insurance policy to buy, you should get information on the offers of various insurance providers to compare.
You should keep in mind that buying your travel insurance through travel insurance providers, instead of travel agencies, would save you money in most cases.