Insurance carrier, Your health insurance company should be stable financially and have a history for paying claims.
Quality of coverage, The medical coverage must meet your needs. Level of Protection - What does your health insurance plan cover?
Covered Medical Procedures,
You should read through your insurance plan's outline of coverage or official brochure to see how doctors, hospitals and prescriptions are covered. Healthcare Insurance Exclusions and Limitations
Most if not all health care coverage policies will have a list of procedures and services that they won't pay for. Health Insurance Provider Lists
Knowing which doctors are in your health insurance company's network is crucial. You might be able to find a list of doctor's who accept a given insurance plan on the Internet or by calling your health care insurance broker.
The Best Health Insurance Coverage for the Money
The best medical insurance coverage, may not be the best plan for you.
Individual Medical Insurance - How to Get the Best Rate
Individual Medical Insurance
There are two types of medical insurance - indemnity plans, and managed health care plans such as HMOs (health maintenance organizations), PPOs (preferred provider organizations), and PPOs (point of service plans).
What's Covered?
A good individual medical insurance plan should include the following:
* Physician coverage - pays for your doctor's visits.
* Prescription drug coverage - pays for your prescription drugs.
* Hospital coverage - pays for your room and medical services.
* Surgical coverage - pays for your surgeon's fees and surgical costs.
How to Get Cheap Individual Medical Insurance. The best way to get cheap individual medical insurance is to compare rates from different insurers.
How to Get the Best Rate and Purchasing an Individual Medical Insurance Plan
Choosing Milk Growth for Children
Growth not only to infants but lasted from toddlers to late puberty behind. Especially toddler period is a relatively short period, but full of growth process. Nutrition is the environmental factors that will determine the success of growth. At the age of the child must step on the year, was introduced to a variety of family meals, which is enhanced by milk. Milk is a good source of nutrients needed by infants to support its growth. Various types of milk in circulation often makes us wonder how to choose milk.
Children who have more than one year old certainly not enough to just be given milk. Their bodies require nutrients from a variety of family meals and milk with a more complete nutrient content than larger proportion too. And that which will accompany the daily menu.
The more variety of toddler received daily menu, the more satisfied the adequacy of all the nutrients their bodies need. Role of growth of milk needed to help meet the adequacy of protein, minerals and trace elements, especially calcium. In a day of children under five are advised to consume 3 cups of milk growth. Choosing a qualified dairy growth and / or who provide value-added, supporting the growth-optimal development of children.
Nutrition and energy for growth should be sufficient, which means no shortages or excess. Excess portion of the energy (calories) that children receive for a long time will make the child worse, or even obesity. In terms of calories (energy units), toddlers (under three years) require about 1220 calories a day, increased to 1720 calories for the toddler after toddler age.
Excess vitamin A, D, E, and K are not soluble in water so as to be à ¢ â, ¬ Â? racunà ¢ â, ¬ Â? who dumped the body. Including when the child's body excess minerals and elements. And this same condition is not healthy to the body if the child until the deficiency of one or more nutrients.
Adequacy of other nutrients is standard as specified in the list of AKG (Figures Adequacy Nutrition) from the health department may also from Alementarius Codex Commission (CAC) of FAO / WHO. A food product is considered qualified if the nutritional content in accordance with reference AKG or CAC for each age group of children.
Milk growth on milk for growth (growing-up milk) are not always exactly the same content, and nutritional diversity. Besides containing dairy ingredients that have been adapted to the needs of nutrition for children over one year, there are added several types of supplements that have added value to support the growth of children.
Enriched milk for growth as many are marketed today, among others there is a plus:
Substance prebiotics and probiotics, which serves nourish intestinal flora, so the digestive children more smoothly, and support endurance. Addition of the types of essential fatty acids linoleic and linolenic acid or its derivatives. Antioxidants (neutralizing free radicals) Various substances that have properties supporting immunity (immuno-modulators) such as zinc (zn), selenium, iron, All it meant to support growth, including of course for a child's brain growth.
Seeing such a variety of dairy products for growth offered, consumers would need flair for the right to vote. We realize that parents play a major role in the deliver and assist the growth of children by providing nutrition of family diet and choose the right milk for growth. Of course in addition to high-quality targets, the calculation of economic considerations also be selected whether or not a dairy product.
If we observe, the growth of milk protein content ranging from 18 grams to 25 grams in every 100 grams of powdered milk. Fat content there are only 3 grams, but some are up to 20 grams. Carbohydrate content in the range of 55 grams to 69 grams, and the average calories provided 100 grams of powdered milk to reach 390 calories to 470 calories.
In selecting the milk, the main consideration is to support optimal child growth, insight about the quality of milk involved role. How women are more critical, not easy to believe the information is not clear, and recognize the body's nutritional needs of children and a dairy product. For that aid health care professional advice is required. More often asked, a lot of reading, following health seminar, part of an effort to enrich the healthy insights for parents.
Healthy insights can enrich the mass media, internet, of course at every opportunity to meet with the doctor, or nutritionist. Believe only in myth, or sources that are not competent, it will harm the child.
Myth children do not need milk anymore, certainly not profitable. We know that to build the foundations of children's bones, milk is still needed until the age of puberty behind.
We see many cases osteroporosis which are found in developing countries, because most people already do not drink milk after infancy, when the foundations of growth is still not completed.
Once again, the mother needs to wisely choose their children's milk for optimal growth. In addition to knowledgeable Happenings milk as a source of food and nutrition, the liver is also necessary for the mother did not let one choose.
How to prevent TB Early
The effectiveness of prophylactic tuberculosis vaccine does not reach 100%, but why mandatory for infants?
Tuberculosis or TB has now grown into a global infectious disease and the number one killer in the world. No fewer than 8 million people are infected each year, 2 million of whom died. The number of patients with TB (tuberculosis) in Indonesia, occupies the third position in the world after India and China. It's very sad.
That is the reason why prevention as early as possible should be done. You do this by injecting the vaccine BCG (Bacillus Calmette Guerin) at the age of the baby. The vaccine, invented by Dr. Albert Calmette and Camille Guerin called investigators on this 24 April 1927, containing the TB germs are still alive but has been weakened.
However, as the case of human endeavor, there is no perfect prevention. Similarly, the BCG vaccine that does not have 100% effectiveness for preventing TB disease. Therefore, this vaccine is only an act to reduce the risk of contracting.
So still, a child who has received BCG vaccine can still be infected. For example, if the child's immune system is on the decline and ongoing continuous contacts with TB patients. Automatic child always gets a spray germ Mycobacterium tuberculosis, the main agent causing TB disease. Or, it could be a germ that is transmitted is very violent and very much so it affects the child's defense fortress.
The fact is, of course, provoke the question, if so to what BCG vaccination? Nevertheless, there remains the possibility of contracting TB. Wait, whoa, vaccination is clearly useful! Even if the children receiving the BCG vaccine contracted the TB bacteria, the condition is not as severe in patients without BCG vaccine.
Clearly, BCG remains useful to minimize the possibility of contracting as well as ease the symptoms when infected with TB.
Another important thing to prevent transmission of TB is to avoid the child has direct contact with adult TB patients. TB-causing germs easily spread by droplets (beads of water droplets in air) is carried out when the patient coughs, breathing or sneezing.
Consultant expert:
Dr. Budi Darmawan Setyanto, SpA (K),
BCG VACCINE WHAT TIME?
* Number of Granting
Just 1 time, because the BCG vaccine contains live bacteria so that the antibodies produced will have the same quality with naturally infected. Therefore, the antibodies generated by vaccination are high. Different from the vaccine which contains the germs die, generally require booster or repetition.
* Age Giving
Age groups are vulnerable to TB are under five, especially less than 1 year of age. This is because children generally have a close relationship with adult TB patient, as with mothers, fathers, grandmothers, grandfathers, and other people that same house. Therefore, BCG vaccine has been given to children from less than 1 year old, the age of 2 months. At this age children are the body's immune system is mature enough to get the BCG vaccine. However, if there are family members who live in the same house or relatives who frequently visit the house suffering from TB, so it's good BCG immunized infants immediately after birth.
When the baby has gone from age 2 months, prior to vaccination should live first Mantoux test (tuberculin). Useful to know, whether the child's body was possessed by the bacteria Mycobacterium tuberculosis or not. BCG vaccination is carried out if the Mantoux test is negative.
* Location of injection
Recommended by WHO are in the right upper arm. How to inject also requires special skills because the vaccine must be signed into the skin. When done in the thigh, inject the process more difficult because the layer of fat under the skin is generally thicker thighs. The parents also do not have to worry about scarring that will occur in the arm, because scarring is generally not large. So will not ruin the aesthetic beauty of your child's arm later.
* Provide Vaccine When Healthy Kids
No need to hesitate to do the vaccination if the child simply coughs colds. Vaccination should be postponed if the child is suffering from high fever or severe illness (eg to need treatment in hospital). It would be nice if the first consultation to a more expert before vaccination.
* Signs Successful Vaccination
Sign of the success of BCG vaccination in the form of small blisters and ulcers in the injections used to appear after 4-6 weeks. Lump or abscess after BCG vaccination has a characteristic that is very unique and different from ulcers in general. Blain does not cause pain, even to the touch did not feel sick. Not only that, the appearance of ulcers was also not accompanied by heat. Furthermore, boils it will deflate and form a scar.
* If there Reaction of Excess
Increase vigilance if it appears excessive reaction pascavaksinasi BCG. For example, lump or ulcer that does not heal old and became a scab. Or, instead there is swelling of the glands in the armpit (sekelan). This can be a sign of the child were infected with tuberculosis, giving rise to excessive reactions after vaccinated. You should be examined back to the doctor.
Important note, any infection is always followed by the enlargement of local lymph nodes (regional) so that is palpable. So mild infection due to vaccination in the upper arm will cause the enlargement of the lymph nodes of the armpit. If infection occurs in the groin, lymph node enlargement will occur in the folds of the thighs. However, these side effects do not occur in all infants. Is at risk if the baby is already infected with TB prior to vaccination.
* If Not Occur Bumps
Parents need not worry if it does not appear ulcer / lumps in the injection area. Do not immediately assume that vaccination failed. It could have happened because antibody levels are too low, the dose is too low, the resistance of children is declining (eg, children with poor nutrition) or less good quality vaccine storage due to the wrong way.
However, antibodies are formed but the levels remain low. Do not worry, in endemic areas of TB (TB disease continue to exist throughout the year), such as Indonesia, natural infection will always exist. His booster (repeat vaccination) can be obtained from the wild, provided that the child had been vaccinated previously.
Consultant expert:
Prof. DR. Dr. Sri Rezeki S Hadinegoro, Sp.A (K),
